We help with personal insurance like auto, home, condo, and renters, and business insurance like general liability, workers' compensation, and special events coverage. We offer other coverages too, depending on your needs. Not sure what you need? Give us a call and we'll walk you through your options.

Raising your deductible, keeping a clean driving record, and asking about available discounts can all help. We'll review your policy with you and look for ways to save.

For auto, have your driver's license, vehicle information (VIN, year, make, model), and current policy if you have one. For home, have the property address and basic details about the home. For business, have your business name (and DBA if you have one), type of business, estimated annual gross sales, payroll, and number of employees. We can also give you a quote over the phone.

Yes! I am a commissioned notary public. Please bring a valid, unexpired photo ID, and don't sign your document until you're in front of me. Give me a call before you come in to make sure I'm available.

In California, most tickets and at-fault accidents stay on your driving record for about 3 years. Serious violations like a DUI stay much longer, up to 10 years. To qualify for the California Good Driver Discount, you generally can't have more than one point on your record in the past 3 to 5 years.

In most cases, yes. Most lenders accept the CA FAIR Plan. Some lenders have extra requirements, so it's always good to check with yours. Keep in mind that the FAIR Plan only covers fire and a few other things. It doesn't include liability, theft, or water damage, so many homeowners add a Difference in Conditions (DIC) policy for fuller protection. We can help with both and send proof of coverage to your lender.

Yes! As a brokerage, we work with several insurance companies, including Progressive, National General, Mapfre, Kemper, and Aegis, so we can compare options and find the right coverage and price for you.

We also help with the California FAIR Plan for homeowners and the California Low Cost Auto program for drivers who qualify. Already have a policy? We're happy to review it and see if we can find you a better fit.

If anyone is hurt, call 911 first! Take photos of the damage and the scene, and get the other driver's name and phone number. Take a picture of their driver's license and insurance card, too. Don't forget the witnesses! If anyone saw what happened, get their name and phone number. Don't admit fault. Just stick to the facts. Then call me (your insurance agent) or your insurance company's claims line to report it. You'll find the number on your ID card or policy documents. You're always welcome to call me if you have questions or need help filing your claim!